Move money faster

South African stablecoin wallet with a global edge

Zap app showing a R42 500 balance and recent activity

Make money move(s)

Hold & swap stablecoins in multiple currencies

Own your money

Zap balance screen on a phone

Get virtual bank accounts¹ in America, LatAm, Europe & UK

Send & request

Zap app showing a balance and recent activity

Coming soon

Spend

Get a metal & virtual card to spend your stablecoin balance globally

Save

Put money aside for personal goals or create a pool with other people

Invest

Invest in tokenised stocks, index funds and more

Security you can bank on

Secure enclave
  • Your Zap wallet lives in the same secure enclave your phone uses to store your credit card information. Neither Zap nor anyone else can ever access your funds.

  • Approve every login and payment with FaceID or a passkey; there's no password to phish, reuse, or leak. The transactions that matter step up to multi-factor verification.

  • Every transaction is screened in real time before it settles. You can see every device signed in to your account, and cut any one of them off instantly.

What can you do with Zap

Send faster

Money lands in seconds, not days. Whether it's across town or across an ocean, your money goes further, faster.

Hold multiple currencies

Stop losing value on your money, hold Dollars, Euros, Rands and more side by side.

Get paid like a local

Get local bank details and receive funds from friends, family or clients.

Send money like a text

Pay by phone number, username or QR. No account numbers, no branch codes, no eleven digits to double-check.

Request

Request for the Uber, the dinner, the group gift. They tap once — no chasing, no reminding.

Exchange currencies

Switch currencies at industry-leading fees.

Join Zap Early

Get the iOS beta
A hand holding a phone showing the Zap home screen: a rand balance and a list of recent transactions

Frequently asked questions

Still stuck on something? There's a human on the other end — we answer in the app, or here.

Talk to the founderari@zapzar.co.za

An app that lets you hold money in more than one currency and send it to anyone — locally or across borders — in seconds, for a fraction of what a bank charges.